Job Title: Mortgage Processor	Salary: Negotiable / Yearly
Location: Richmond, Kentucky	Type: Full-Time
Zip Code: 40475

Description:

Local mortgage brokerage seeking experienced Loan Processor. Responsibilities include:
• Order all verifications, appraisals, title work, FHA Case Numbers.
• Act as trouble-shooter for problem loans, interacting between LO, client, and lender.
• Logging new loans
• Reviewing 1003 for accuracy
• Preparing stipulation file/requirements and reviewing with Originator
• Follow up to ensure Statement of Credit Denial letters issued
• Prepare and distribute aging reports to Originators
• Back up receptionist
• Pre-underwrite all loans to ensure proper supporting documentation
• Coordinate and distribute lender and underwriting changes
• Request routine additional documentation from loan customer
• Collect, submit and clear ALL underwriting and ALL funding conditions
• Coordinate closing date and location between Originator, Lender, and closing agent.
• Review HUD prior to closing
• Prepare borrower’s package
• Identify and follow through on solutions for problems or potential problems with staff, cleanliness of office, orders, flow of customers and visitors, as well as problems with computers and software.
• Ensure proper timelines and follow up procedures are adhered to with loans in Prospect list and Pipeline list.
• Verify confidentiality is secure by keeping drawers and sensitive information in locked drawers/cabinets.
• All changes in lenders and programs by lenders must be approved by VP of Operations prior to changes.

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